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Get the card that has it all.

It’s time to do money like you mean it.

Please, a drumroll, friends. ‘Cause we’ve got good news!

The Mogo Visa* Platinum Prepaid Card is the only card in Canada that offers unlimited 2% bitcoin cashback on all purchases + free carbon offsetting, with no annual or monthly fees.1


At Mogo, we’re motivated by two ideas. The first is that everyone should do money like they mean it. The second is that Canadians deserve to have total control over their finances—and have the knowledge they need to make empowered decisions. The MogoCard is designed to help you keep an eye on your spending so you can effortlessly build your savings.

Picture this: every time you make a purchase, you actually feel good about it. You’re spending money you actually have. You’re earning 2% cashback on any and all purchases you make. AND you’re helping save the planet.

The best part? It’s all for free. No debt, no carbon footprint, and no annual fees. It’s good for your money, and it’s good for the planet.

That’s what you get when you spend with the MogoCard, AKA the best rewards card, the best cashback card, and the best carbon offsetting card in Canada. That’s a whole lotta “best”.


As of today, we’ve increased our unlimited bitcoin cashback on the MogoCard from 1% to 2% on any and all purchases. There’s a lot more that makes the MogoCard special.

Yep. A LOT more.

The Card in a Category of Its Own

    Here’s why you should choose the MogoCard:
  • No debt and no credit impact: There are zero annual fees, no minimum balance requirement and no minimum credit score required
  • 2% unlimited bitcoin cashback on all purchases: You earn 2% bitcoin cashback on every purchase. Cash out or watch your bitcoin grow.
  • Free carbon offsetting: The MogoCard is the only card in Canada that helps solve climate change by offsetting your carbon footprint while you spend. For every $1 spent, we offset 1 lb. of carbon through the REDD+ Amazon Forestry Project.
  • Better spending control: Because the MogoCard is a prepaid card and not a credit card, you can’t go into debt or overspend when you use it
  • Free credit score monitoring and identity fraud protection: ID fraud protection typically costs up to $240/year with other providers. Get it for free with Mogo.2

That’s a lot of great stuff. We’re here for it.

What Makes MogoCard Different?

Simply put? It’s the best card in Canada.

Elaborately put? You’ve probably heard of “reward cards” before. A lot of credit card companies offer them— stuff like Air Miles, points, or cashback. Those programs seem great on the surface. But in reality, they can encourage overspending on credit, which could result in Canadians getting into debt that may take years to pay off.

That’s not the MogoCard.

MogoCard is a prepaid card that works like a credit card. Say buh-bye to annual fees, minimum balance requirements, credit checks to qualify, and debt.

Credit card rewards are contingent upon one thing: you going into debt. They’re designed to make you overspend by over 100%. Yeah, you might get rewards, but the more you spend, the more credit card interest payments your bank may collect from you. To add insult to injury, their rewards often have limited application. Did you know that Air Miles can expire after 24 months of inactivity? And did you know that credit card “cashback” schemes often only apply the  cash that you earn to your debt—so you don’t actually wind up with cash in hand?

Again, that’s not us!

With your MogoCard 2% cashback, you get real money. Honestly. That 2%? It gets dropped into your Bitcoin & Rewards account as satoshis, and you can either keep it as bitcoin and watch them grow, or withdraw them and spend the cash.

Guilt-Free Spending with MogoCard #NoRegrets

The MogoCard can help Canadians develop a guilt-free, mindful approach to how they spend their hard earned money.

No regrets because you’re not buying on credit and can never rack up debt.

No regrets because your purchases offset carbon, so you can feel good about spending.

No regrets because it’s much harder to overspend with the MogoCard.

No regrets because it’s 2% cashback in bitcoin that you can withdraw as cash, unlike rewards points from other cards.

No regrets because you can keep the cash in bitcoin and watch your earnings grow.

We know. It almost sounds too good to be true. We’re in a world where traditional banks inundate us with messages of traditional rewards and credit cards. The MogoCard is here to cut through the noise.

Live that zero-debt, zero carbon footprint, no regrets life. Take control of your money, and live the MogoCard life.


There are truly no downsides to this cashback program. No debt, no pressure to spend what you don’t have, AND you’re actively contributing to a healthier planet.

Excited? Us too. Learn more about (and perhaps sign up for!) the free MogoCard here.

This blog is provided for informational purposes only, isn’t intended as investment advice, and isn’t meant to suggest a particular investment or strategy is suitable for any particular investor. If you’re unsure about an investment, you may wish to obtain investment advice from a qualified professional. Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Buying and selling bitcoin is risky and you may suffer losses. The price of bitcoin is highly volatile and speculative. You should never invest more in bitcoin than you can afford to lose. Past performance is no guarantee of future results. Always do your research and never invest more than you can afford to lose.

*Trademark of Visa International Service Association and used under licence by Peoples Trust Company. Mogo Visa Platinum Prepaid Card is issued by Peoples Trust Company pursuant to licence by Visa Int. and is subject to Terms and Conditions, visit for full details. Your MogoCard balance is not insured by the Canada Deposit Insurance Corporation (CDIC). MogoCard means the Mogo Visa Platinum Prepaid Card.

1-Bitcoin Cashback is a component of Mogo’s Rewards program. To be eligible you must have: (i) a Bitcoin & Rewards or MogoCrypto account; and (ii) the Mogo Visa Platinum Prepaid Card (“MogoCard”). Eligible MogoMembers will earn 1% Bitcoin Cashback on Canadian currency purchases (or 2% on any domestic purchases made on or after June 1, 2021) and 2% Bitcoin Cashback on foreign currency purchases. Bitcoin Cashback is earned monthly and based on all eligible purchases made in the preceding month. Mogo will determine the eligible 1% or 2% in fiat and will convert that fiat to satoshis according to the Satoshi Conversion set out in detail in the MogoAccount. All decisions regarding the conversion to satoshis by Mogo are final and binding. Additional eligibility requirements, transaction exclusions, and other terms are set out in full in the MogoAccount Terms and Conditions, which may be changed or terminated at any time without notice, see: Mogo cannot guarantee that the value of your Bitcoin Cashback will increase. If the price of bitcoin decreases then you may lose some or all of the value of your Bitcoin Rewards.

2-Free credit score is provided by Equifax and is only available to MogoAccount holders that have passed identity verification. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties to assess your creditworthiness. The provision of this score to you is intended for your own educational use. Third parties will take into consideration other information in addition to a credit score when evaluating your creditworthiness. Equifax® is a registered trademark of Equifax Canada Co., used here under license. No one can prevent all identity fraud and Mogo does not monitor all transactions at all businesses. Currently, Mogo only monitors hard inquiries into the Equifax® Canada Co. credit bureau and will provide push and/or email notifications within 24 hours of the inquiry being reported. Refer to the MogoAccount Terms & Conditions for more information

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