Check your rate without affecting your credit score. Yes. Seriously.

We’ve been keeping this top-secret for a while now while we’ve been hammering out the details, but it’s time to let the cat out of the bag.

Many people are afraid to check their rates and explore their options because they think it’ll affect their credit scores (and it definitely can, especially if you do it often). Not anymore, now that we’ve made it possible to see what rate you qualify for at Mogo... literally risk-free.

All you have to do is check your rate here—it takes just three minutes. If you’re paying 19.99% on your credit card, you should definitely give it a go—you just might get a better rate at Mogo. There’s no commitment, so if you don’t need any credit right now, you don’t have to take it. Win-win.