The Mogo Blog

My Credit Score Sucks. Now What...

So you just checked your credit score and it sucks. Or maybe you went to borrow credit and were declined or offered a rate that is much higher than expected. Whatever it is, you’ve realized it’s time to get your sh*t together. What’s your credit score and where does it fall on the scale of zero to hero? ![](/content/images/2015/10/chart.jpg)If your score sucks, here’s what to look for: Fraud or mistakes on your credit bureau. Make sure that everything on the report belongs to you and that the i

DLCxMogo: Win a ticket to Social Photography 101

Love photography? Want to know how you can turn it into a legit side hustle? We’re tag-teaming with Design Love Co. [http://www.thedesignloveco.com/] to do a photography + marketing class in Vancouver. What’s Design Love Co.? It’s a local lifestyle brand run by Marissa Cristina (an Instagram rockstar) that designs simple yet sophisticated planners and stationery for millennial women. As a bonus, Chantel (Mogo's Financial Fitness Coach & Influencer Specialist) and Stephanie (Director of Marketin

Bring on Oktoberfest with Harvest Haus.

Okay, so you’re officially not going to Germany for Oktoberfest. Bummer. Good news: we’ve got some festivities right here in Vancouver that will be just as beertastic. ![](/content/images/2015/09/hh_img1-2.jpg)The Harvest Haus (more details here [https://www.harvesthaus.com/]) is returning this October with its Bavarian-themed long table, authentic food stalls (bratwurst and schnitzel, anybody?), and steins to hold your beer. Of course. ![](/content/images/2015/09/hh_img2-2.jpg)General admissi

Bomber Barrel Duffel Bag Giveaway

Straight from the imaginations of minimalist designers and explorers, this intelligently designed accessory will also tell the world just how badass you are. No, it’s not a ninja star; it's the Bomber Barrel Duffel Bag. [http://www.bomberco.com/] And this Bomber Barrel is going straight into one lucky MogoMember's closet! Constructed of quality ripstop nylon and military-grade clips with built-in emergency paracords to save your life in even the roughest of situations, it’s no wonder this duffe

Don't use credit cards: separate to save

In the name of not spending credit as if it’s the same as cold hard cash, many of us (particularly our clever MogoMembers [https://www.mogo.ca/signup]) are starting to make sudden, brash, and life-altering realizations—starting with this: credit and cash are not synonymous. So, in order to save cash, don't use credit cards. Separate your credit instead. What we mean by this is really quite simple: sometimes, ultra-convenience can bring down walls where walls must exist. What we really mean to