‘Neckworking’ with Geton James owner, Kevin Bryan

Meet Kevin Bryan, the creative mind behind the hip men’s accessory brand, Geton James. The brand is taking a unique approach when it comes to neckwear, with their refined and recrafted vintage ties. We sat down with Kevin to find out how and why he started the company, and of course, to ask our signature adulting question. Name: Kevin Bryan Occupation: Owner, Geton James Website: Getonjames.com So, tell us about Geton James... Kevin Bryan: Geton James is a men’s accessory brand aimed at young, fashion-forward professionals. A little background: I was working as an investment banker wearing a suit every day and I wanted to find a way to express myself and add my own personality into my outfits. I started collecting vintage ties and altering them to give them a slimmer, more modern style. I was obsessing over them so much that my wife finally said, “Why don’t you make a business out of this?” So, I started collecting these cool vintage ties from the 60s, 70s, and 80s; they have a heritage vibe… and a nostalgia to them. They might remind you of a tie your dad wore. The ties during these eras were

Mogo x Geton James Pop Up: Refined vintage men’s accessories at the Mogo Lounge

The best thing to happen to necks since heads. Geton James and their unique neckwear products are coming to the MogoLounge. Their ties, bowties, and pocket squares are refined and re-crafted from vintage ties and textiles that are hand picked from around the world. It’s a perfect collab for us since we’re all about dat #DoMoreSpendLess lifestyle. December 9 to 22nd (11-7PM Mon-Fri, 11-6PM Sat/Sun), with exclusive “neckworking” event on December 15th. WHEN The MogoLounge (797 Queen St W, Toronto) WHERE Open to everyone. Drop by at any of the times listed above. MogoMembers get 10% off their purchases. Signup if you don’t have an account yet if you want the sweet deals. WHO Shop limited edition and one-of-a-kind neckties, bow ties, pocket squares that are recrafted from reclaimed heritage neckwear, garments and fabrics hand picked from around the world. WHAT Not a MogoMember? Sign up now and come by the event to shop with your 10% discount SIGN UP NOW

Money tips from the finance experts

We got some hot money tips from finance experts across Canada. 🔥 💸 We asked them... What’s your #1 finance tip for millennials and young Canadians? From mortgage advice and budgeting, to credit card and financial planning tips, their answers could help you get on track this month and on to a financially healthier 2017. Nice. “” My number one tip hands down is to get help, and get qualified help. You don’t pay a personal trainer $80 a hour to watch you on the treadmill. You know that having pro can help you identify blind spots and fast-track your path to financial success. It’s never too early (or late) to engage with a Certified Financial Planner. You can find one at FindYourPlanner. Kelley Keehn | Author, personal finance educator and the consumer advocate for the Financial Planning Standards Council. | Kelleykeehn.com “” Know your credit score. Keeping tabs on your score is a good way to gamify your financial fitness. It will keep you mindful about not racking up debt, and a good score can save you money in interest. If you understand how to get a good credit score, you are less likely to abuse credit,

Why your credit score matters when you’re buying a home

With the new mortgage rules coming into effect across Canada, you might be wondering what that means for you—and whether you can still enter the market. One of the new rules applies a stress test to borrowers, which means you need to qualify at a higher rate when you have less than 20% as a down payment. Before these new rules, mortgage borrowers who took a 5-year fixed-rate mortgage only had to qualify for the mortgage payment based on the interest rate they were getting. Now with the new rules, you’d have to qualify for a rate at the Bank of Canada’s 5-year fixed posted rate, which is currently 4.64%. The new rules aim to make sure that if interest rates ever go up and are much higher than they are today, homeowners will still be able to make their payments. But the result is also an approximately 20% decrease in the amount of mortgage money available to borrowers. One factor that you can focus on that is within your control to maximize your affordability: your credit score. A higher credit score could result in a higher mortgage pre-approval amount. Why your credit score matters: Canadian

Get mortgage-free with a smarter mortgage

Imagine a mortgage experience that makes it easier (and more fun) to achieve mortgage freedom. That motivates you to stay on track, offers rewards for making your payments on time, and ultimately helps you build wealth through your new home. Yes, this exists—in the form of the new MogoMortgage. Getting a MogoMortgage Convenient, simple, fast. When you think about the process for getting a mortgage, the words ‘simple and easy’ or ‘fast and fun’ probably aren’t the first that come to mind. But, we're changing that. Main Mogo Dashboard: snapshot of all your Mogo products in one place, including your MogoMortgage Step 1 in your MogoMortgage application: are you renewing or a first-time home buyer? We take the stress out of the equation, pre-approve you within one business day (commitment-free!), and make the entire process seamless and fast. Less time going back and forth on documents (and haggling on rates) means more time celebrating your awesome milestone. (Hello housewarming!) No bullsh*t rates. Some banks advertise higher rates and make you fight to get their best ones. Why post a 4.5% rate when your real rate is 2.5%? Yeah, we don’t get why banks do

With exclusive Preview and Pre-Shop for MogoMembers

Toronto’s hottest fashion and lifestyle bloggers are taking over the MogoLounge, and bringing their highly-coveted closets along with them. Join us next weekend to shop their unique, designer items, for a fraction of the price. This is a rare chance to go home with one-of-a-kind items from the most sought-after influencers in the biz. Some of these items could only have been worn once (think photoshoots) or not at all (think gifting...and they get a lot). You’ll be the coolest looking kid on the block, without blowing your budget. #DoMoreSpendless WHEN– Thurs Oct 20: 6–8 PM (Exclusive Preview and Pre-Shop for MogoMembers) Fri Oct 21: 11–7 PM Sat Oct 22/Sun Oct 23: 11–6 PM WHERE– The MogoLounge 797 Queen Street W Toronto, ON WHO– Christian Thompson | @christianconfidential Known for: Men’s lifestyle blogger focused on fashion, fitness, travel & pop culture. Impeccable street style, stunningly shot fashion photos. Okay, and being super hot. 🔥 Signature style: Sophisticated athletic streetwear. Coveted items: Sneakers, sneakers, sneakers. Ruby Benson | @ragsxruby Known for: The face and brains behind the Rags and Ruby Blog. Personal style that’s caught the attention of big brands like Nike, PUMA, Timberland and Soho

Check your financial health with free monthly credit score monitoring

The first step in being financially healthy is knowing your credit score. And, it’s as easy as a trip to the doc. 💊 💉🌡JK, it’s way easier. We’re the first company in Canada to offer free monthly credit score monitoring - with no impact to your score. If you’re not already signed up, you can create your MogoAccount is just 3 minutes. Seriously. Your credit score is basically your adult report card and it matters a lot. It comes into play when you’re applying for a mortgage, renting a house, and even when applying for certain jobs. Not to mention it can even affect your dating life. And you thought Tinder was a nightmare. 🔥 😏 Have you checked your updated score? Log in now to see how you stack up. Not a MogoMember? GET YOURS NOW

How maxing out your credit card affects your credit score

...even if you pay it off every month In case you (still) don’t know what a credit score is, let’s set the stage: a credit score is one of the main indicators of your financial health. It’s what lenders use to determine how big a mortgage or loan (or how high a credit card limit) to offer you and at what interest rate. Having a low score could result in getting approved at higher interest rates — or even being declined. And lenders aren't the only ones checking credit; some landlords and employers do it as well. There are a lot of factors that determine what your credit score is, and this week we’re focusing on the second-largest factor and one that a majority of Canadians aren't aware of: utilization ratio. Your utilization ratio is your level of indebtedness, or how much of your total available credit you’re using. For example, if your credit card limit is $1,000 and your balance is $1,000, your utilization ratio is 100 per cent — and this not good in the eyes of the credit bureau. Credit bureaus base credit scores on behaviour with credit. If you're constantly maxing

Watch the MogoTeam describe the new account experience

We’ve been working hard to create a seamless, interactive MogoAccount experience with each of our products displayed in an intuitive dashboard — accessible from anywhere. If you’re brand new to Mogo, creating an account is faster, easier, and just downright better. You can create an account in just 3 minutes and have access to your free credit score, and everything else the MogoAccount has to offer. On top of all that, the new MogoApp for iOS is here! It’s already one of the most popular finance apps in the App Store, sharing space with PayPal (omg!). It gives you the full MogoAccount experience, on-the-go, with added features like push notifications showing you your transactions when you use your MogoCard. Cool, huh? Who better to tell you all about the new MogoAccount experience than the MogoTeam. Check us out. Already a MogoMember and have the MogoApp? Share the video with a friend, so they can learn how to get their free credit score too. Apple, App Store and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries