3 ways to improve credit score

Your credit score affects you more than you think — especially when it's time to get approved on exciting life milestones, like buying a car or home. Lenders look at your score to determine your creditworthiness, or how good you are at handling your financial obligations. It’s how they determine how big a mortgage or loan (or how high a credit card limit) to offer you and at what interest rate. Having a low score could result in getting approved at higher interest rates — or even being declined. Many landlords look at your score when considering renting to you, and some employers are even requesting info on your credit score before making you a job offer. A few different factors make up your score, with payment history, utilization ratio, and length of credit topping the list, followed by types of credit and inquiries. Whether your score is stellar or needs some TLC, there are some easy ways to improve it and ultimately rule it. Here are 3 ways to get you started: Nail your utilization ratio Your utilization ratio is how much of your available credit you’re using, or your level of indebtedness. For example, if your credit card

Congratulations to our fourth (and final) bitcoin contest winner!

Congratulations to Rob R. from Maple Ridge, BC for claiming our fourth and final bitcoin prize valued at $9128.56 at the time of draw! A huge thank you to everyone who participated in our bitcoin contest. To those of you who didn’t win, don’t despair. Our bitcoin contest may now be over, but MogoCrypto has just begun. Your MogoCrypto invite is on its way We’ve officially started rolling out MogoCrypto invites! As a MogoMember, you’re already on the list to receive an invite (and if you’re not, you should sign up like right now). You'll receive an email and/or push notification once MogoCrypto becomes available to you1. Excited for your invite? You can use MogoCrypto to monitor bitcoin prices while you wait by logging in to your MogoAccount. MogoCrypto makes owning bitcoin simple So you may not have won a bitcoin, but that doesn’t mean you can’t still own some. We designed MogoCrypto to make buying and selling bitcoin as easy as possible. It only takes about 3 minutes to sign up and as little as 30 minutes2 to fund your account, at which point you can get started buying right

MogoCrypto is here (and what it's all about)

It’s official! We’re currently rolling out invites to MogoCrypto, an easy way to buy and sell bitcoin in Canada. Be sure to sign up for a free MogoAccount to get on our invite list for MogoCrypto. For the average Canadian, owning bitcoin can be complicated, frustrating, and costly. You have to deal with companies that may not be around tomorrow. It can be difficult to sell your cryptocurrency holdings and withdraw Canadian dollars — your money takes too long to show up in your bank account, and sometimes you just can’t withdraw your money (which means your money is stuck there). As a publicly traded company trusted by over 500,000 members, we saw an opportunity to bring a new level of convenience and accessibility to bitcoin ownership for Canadians. With MogoCrypto, our aim is to build a new way for Canadians to buy and sell cryptocurrency — one that’s simple to use, offers fast and free funding and withdrawals, and is designed for everyone. How it works Getting started with MogoCrypto is quick and simple. Sign up for a free MogoAccount in 3 minutes. You can get verified right away, add your Canadian bank account to MogoCrypto,

Congratulations to our third bitcoin contest winner!

Congratulations to Candice S. from Sparwood, BC for taking home our third bitcoin contest prize, worth a total of $13,499.98 at the time of the draw. Our final bitcoin contest winner has just been drawn, so stay tuned to find out who the lucky winner is. We’re rolling out early access invites to MogoCrypto soon We’re so stoked that MogoCrypto will soon be live to MogoMembers on our invite list (see how you can get on our invite list below)! We know how complicated, frustrating, and costly it can be to own bitcoin in Canada. Our aim is to build a new way for Canadians to buy and sell cryptocurrency — one that’s trusted and secure, offers quick and easy funding and withdrawing, and doesn’t have ridiculous fees. With MogoCrypto, you can buy and sell bitcoin with no funding and withdrawal fees, anytime and anywhere. As a publicly traded company trusted by over 500,000 Canadians, we follow industry best practices to make sure your data is safe. Learn more about MogoCrypto here. Get on the list If you haven’t signed up to become a MogoMember yet, [sign up](https://www.mogo.ca/signup)

Congratulations to our second bitcoin contest winner!

We’re back at it again with our bitcoin contest draw! Ashley S. from Mono, ON was the lucky MogoMember who took home the prize of one bitcoin, worth a whopping $12,012 CAD at the time of the draw. You could be our next bitcoin winner We’re halfway into our bitcoin contest, and have 2 more bitcoins up for grabs. In case you haven’t heard, we’re giving away 1 bitcoin every month until March 2018 to celebrate our upcoming bitcoin account. Soon, you’ll be able to buy and sell bitcoin easily with Mogo1. If you're already a MogoMember, great news — you’re already entered into the next 2 bitcoin draws. If you’re not a MogoMember yet, what are you waiting for? Sign up for a free MogoAccount. It only takes 3 minutes. It’s that simple! The deadline for our next draw is on February 28th, 2017. Increase your chances of winning bitcoins, big time. Want to know how to drastically increase your chances of winning bitcoins? Refer your friends, that’s how! For each friend you refer, you’ll get a whopping 10 extra entries2. That means if you refer 10 friends and