Want to save yourself $100 in 10 minutes? Sounds great, right? With this technique, literally 10 minutes of effort could save you $1200 over the year. With online banking, automating your cash is easy and effective. Almost every major online banking site in Canada offers you automatic cash transfers that you can set and forget. You can also check out ING Direct! How to Do it • Decide how much you want to save per month (let’s say $100). • Identify when you get paid (let’s say 1st and 15th of the month) • Log into your online banking • Set up the cash transfer to your savings account ($50 on the 2nd and $50 on the 16th). Most sites give you this option on the “Money Transfer” page • Let your cash slowly start saving **Why it Works ** Well, that was easy. All you needed to do was decide the savings level you could afford and make a quick note on your online banking. This is a massive mental step towards saving cash. That little bit of effort ensures that you will save some money each month. Even if you set the amounts for $10 or $20, it could be more than