The Mogo Blog

An Easy Way to Track Spending: Use Only 1 Payment Method

We’ve talked about budgeting your cash before, and knowing what you spend money on – but let’s face it, sometimes that is a tall order. With bills, one-off purchases and the options to use cash, debit or credit it’s easy to get to the end of the month and have no clue where all your funds went to – and how are you going to budget properly when that happens? Here’s an idea for getting your spending on the right track: simplify your methods. Rather than use the combo of cash, credit and debit, s

Skip The Scary Budget Programs and Do It The Easy Way

Budgeting programs are a complete waste of money. There, I said it! Why spend upwards of $100 on a program whose entire function is to suck your time away and make you miserable? Sure, we all need to manage our money, plan for our expenses and save a little. It doesn’t have to be difficult though. I’ve always found that a simple sheet of notebook paper, or a spiral-bound notebook and a pencil take far less time to manage and have no learning curve like financial software does. The easiest way

Cash In Hand Budgeting - Easy & Effective

DISCLAIMER* This isn’t a boring budget piece. This is an easy tip you can use to watch your spending. We know that BUDGETING sucks; this is a much easier replacement that takes less time.* How many times have you sat down and painstakingly worked out a detailed budget – or at least wanted to? Maybe you argued with your spouse a little about what should go where, but you had it under control. Maybe you even had that nice “I-did-a-budget glow” for a day or two. Then you got paid, waited a few da

12 Affordable Ideas for Summer Fun for Kids

When we are on a tight budget, it can be hard to find interesting and challenging activities for our kids. However, with a little thought and sometimes just a little planning, we can find plenty of summer fun activities. Here are just a few suggestions. 1. Plan a Picnic You don’t have to travel far to have a picnic. In fact, you don’t have to travel any farther than your own backyard. The fun isn’t only in the picnic alone, but in the planning of it. It is a perfect way to create some cheap su