If you’re anything like me, the notion of attempting to get your personal finances in order is scary as scary can be. Like many young Canadians, I never learned about the nuances of finance in school (side note: shouldn’t we be teaching our kids this? I would like to see a personal finance class overtake those stupid CAPP career classes we were all subjected to in high school. I took about ten personality tests that all said, “writer/teacher/creative-type” when I could have used some lessons about investment, RSPs, even simple savings! Grr!). So now that I’m an adult, in most senses of the word, it’s become extremely difficult for me to handle my debt, and to even understand basic things like interest (seriously, and I know I’m not alone in this). Recently, I was chatting up a rather financially well-adjusted friend of mine—he even has a mortgage! Whoa!—and he told me, in ten minutes, more than I’d learned in ten years. Another friend of ours who was there agreed that she’d learned a lot in that brief conversation. Which got us to thinking: hey! If we did this once