Here’s a tip that works well with one-off purchases coming up. If you’ve been reading this blog for a while, I’m sure you’re a Smart Spender, with a balanced budget and tons of compliments on how good looking you are. Beyond that, I’m sure you’ve trimmed up your budget and cut out all the unnecessary pieces. That doesn’t mean you’re finished! Since you’ve been so great at cutting out the costs in your life, it’s time to think about earning some extra bucks. Now, I’m not saying you should go out and start working 22 hours/day, 8 days/week, but if you’re really saving up for something, it can be worth it to take on some extra tasks. Let’s pretend that you’ve got a great summer planned. You want to spend one or two weekends away, you’ll have some ‘stay-cations’ to cut costs, and you’re even on track to make all your bill payments. Then, out of nowhere, some friends call you up to invite you to a great music festival. The problem is, that’s $150 you don’t currently have – and