When you’re getting close to pay day, we all know things can get a little bit tight. That’s when you need to be on the look out for the damaging fees that can occur from bouncing a check or over-drafting your account. Here are five quick tips to make sure you are financially sound at the end of your pay period – act now, and avoid paying when you don’t have to! Monitor Your Money Great things happen to those of us who actually keep tabs on our spending and balances – if you can do this one, you might not need to read the next 4 tips… Pay with Cash When you use cash, there’s no way you can bounce a check or over draft on a payment. Keep it simple, but using some green. Use your Savings – but not all of it It’s a great idea to stash away some emergency cash. Be sure to put it in a separate account (from your Savings AND checking accounts) and use it for what the name suggests: emergencies. Don’t make a habit out of dipping into this money, and use it to save big on fees