If you own a car, you can set aside $5 to save $50. Even $1… that’s only ten dimes. That’s it. I didn’t do this, and now I’m kicking myself. It can happen to all of us. I live in Vancouver, and had to drive down town last week. I had to run around to knock a few errands off my list. I (perfectly!) parallel parked my car and went to run into the coffee shop where I was meeting a friend. It was relatively quiet street, and I didn’t have any change in my pocket (only a $5 bill), so I opted to ‘skip the meter and watch out the window’. You obviously know what happened. I forgot about watching, had lunch and came back to find a $50 ticket on my windshield. I’m an idiot. Instead of wallowing in that, I’ll use it as a teaching moment. Do you ever do this (or something similar)? Do you ignore a bill, only to incur a late fee? Will you bounce a cheque because you didn’t verify the amount in your bank account? This is one of those times we advocate spending!