Avoid February Funk: Save Now For Fun Later

Well, here we are. The New Year isn’t so new anymore, Valentine’s Day is over, and we’re in the longest stretch of the year without a long weekend. Throw in some Canadian winter weather and… things might just sound a bit too gloomy. But fear not, Mogo-ites! This is a great time of year for a bit of planning. Get the jump on 2011 to make sure it’s the easiest year your finances have ever had! You know that saying, “save it for a rainy day”? Well, in this personal finance post, we’re going to tell you to try the opposite. We all know this is a great time of year for laying low and just catching a movie inside. Well what if you took that saving now, for some fun later? Here’s how to do it: What do you like to do? Figure that part out, and the rest is easy. For me, I’ve been dreaming about golfing all winter long. Right now, I can’t get out there on the weekend, so here’s my plan. Payday is the 15th, so I took out an amount that works for a day

12 Affordable Ideas for Summer Fun for Kids

When we are on a tight budget, it can be hard to find interesting and challenging activities for our kids. However, with a little thought and sometimes just a little planning, we can find plenty of summer fun activities. Here are just a few suggestions. 1. Plan a Picnic You don’t have to travel far to have a picnic. In fact, you don’t have to travel any farther than your own backyard. The fun isn’t only in the picnic alone, but in the planning of it. It is a perfect way to create some cheap summer fun. 2. Plant a Garden Gardens offer kids a perfect opportunity for learning about plant life. If you start early enough in the season, you can start the garden from seeds. That is the ideal way to start a garden since the kids can watch the garden grow from the very beginning sprouts. However you start too late in the season to plant seeds, you can buy a few seedlings from just about anywhere, including many grocery stores. The kids can still watch the plants grow. Have them keep a chart of the growth every day or two. They can even