I’ve got an upcoming trip down to the US next week and I will definitely be spending a little now to save on a potential mountain of debt later. I’m talking about travel insurance. If you don’t get it, you’re begging for trouble. It’s the kind of expense that you hope is wasted – ie: never even used or remembered on the trip. Think of it like buying an umbrella – and it’ll keep your savings and future dry. The difference between health care in Canada and the States is massive – and I’m sure you’ve heard horror stories about travelers getting stuck with $5000 ambulance rides, $20,000 hospital visits or even $300,000+ in surgeries and extended care – those things can happen, even if you’re just crossing the line to do some outlet shopping. Where Can I Get It? Before my trip, I walked into a small insurance agency and took about 10 minutes to find a plan that covered the amount of time I was gone and had decent coverage. Overall, it took almost none of my time and cost me $17. A quick Google search will show you insurance shops