The path to disrupting banking: 2015 edition

From going public and being dubbed the “Uber of finance” to shocking the world with a new version of “Netflix and Chill” and giving out condoms, here are a few highlights from the year that was.

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⊲ Mogo issues first MogoLiquid personal loans with 3-min. online application and instant decisioning, vs. up to 2 weeks at a bank. Yay!

⊲ Mogo signs with Visa Canada, gets ball rolling on creating Canada’s only free Prepaid Visa® Card with Chip & PIN, multiple designs, and no monthly fee.

⊲ Mogo begins offering credit scores—free to customers, paid for by Mogo and provided by Equifax Canada. Because knowledge is power.

⊲ Mogo marries finance with fine wine, creates Adulting 101: The Price is Wrong. Getting tipsy has never been more educational.

⊲ Mogo’s data scientists lower MogoLiquid’s and MogoMini’s rates even more. MogoLiquid’s rate is now 5.9%, lower than almost all Canadian banks for an unsecured loan.

⊲ CNBC asks, “Is Mogo the Uber of finance?”

⊲ Mogo launches Automated Bank Account Verification, minimizing effort to submit documents and making it less of a pain in the a$$ to show proof of income.

⊲ First MogoLiquid snapshot is born, motivating on-time payment by delivering updates on Level Up progress, loan balances, and payment dates to customers’ inboxes.

⊲ Mogo stacks team by attracting top talent from banking: Carlos Medeiros, VP, Credit Risk, Shirley Chen as Treasurer, and Lisa Skakun as Chief Legal & Administrative Officer.

⊲ National launch of Mogo’s Financial Fitness Coach,
Chantel Chapman, who shocks BNN and finance with her version of “Netflix & Chill.”