The Mogo Blog

How do I qualify for a mortgage

As a first time home buyer, it can be confusing and stressful figuring out exactly what you need to qualify for a mortgage. So, we’re breaking it down for you so you can focus on all the other exciting stuff (like house hunting!). After all, your first time should be amazing.When you’re getting a mortgage, lenders base your approval on factors about you and your credit history as well as the the property you’re buying. Your mortgage specialist will walk you through all the details and help you t

3 ways to improve your credit score

Your credit score is basically your adult report card. It matters when it comes time to make big life decisions like buying your dream place.The higher your score the better. It’s used by lenders and financial institutions to determine whether your credit-worthy or not. In general, a low score could mean you’re declined on a loan or receive a higher interest rate, while a higher score allows for lower interest rates and better options when it comes to things like getting a mortgage and borrowing

Jenn Kitagawa x Mogo Pop-Up Shop

Come by the MogoLounge on May 27th to shop one-of-a-kind pieces by artist Jenn Kitagawa!When: Saturday May 27th 2017, 12-4pm Where: The MogoLounge @ 797 Queen St. West, Toronto What: Your chance to shop postcards, apparel, and posters by local artists and designer Jenn Kitagawa. [http://www.jennkitagawa.com/] Jenn’s an award-winning multidisciplinary artist and illustrator. [https://www.instagram.com/jennkitagawa/] Her work playfully uses pattern, shape and colour to blend illustration

400,000 MogoMembers and counting!

We’re super excited to announce we’ve surpassed 400,000 MogoMembers!Canadians are looking for better solutions to help them get into financial control, and we’re on a mission to offer an innovative digital financial experience that’s easy, transparent, and even….fun. We’re proud to offer Canadians a holistic solution with our four products that make up the MogoAccount; Canada’s only free credit score with free monthly monitoring, free MogoCard and Spending Account, personal loans across the ful

Your first time should be amazing.

Join us for an evening of Adulting—First Time Home Buyers style—at the MogoLounge!WHEN: Wednesday April 19th from 6 to 8 pm WHERE: The MogoLounge, 797 Queen St W, Toronto Buying a home can be confusing…down payment, closing costs, amortization...we’ll un-jargon the process for you and help you with this very adult step in your life. ![](/content/images/2017/04/Mogo-Blog_Adulting101-MogoMortgage_img1.jpg)◆ Adulting 101 for first time home buyers; everything you need to know before you buy a hom