Dealing with the January Crunch – What to do with Seasonal Debt
Whew. We made it! December can be one of the most enjoyable – but stressful –
times of the year. There’s travel, expenses, parties and family time. Now that
December’s here, it is time for the holiday hangover. And like most of us, you
might have let the credit card run wild or over-extended yourself financially.
Setting the tone with a money-smart January is a great way to get back in
financial shape for the new year.
Assess the Situation
I know you might be avoiding it, but it’s time to c