The Mogo Blog

Things to look forward to (other than the Suicide Squad movie)

Can you believe that 2016 is half over already? We’ve been telling you about so many exciting things these past few months and we’re finally going to be releasing them soon! Before we get into what new #FinancesWithBenefits you can expect, here’s a recap of some recently-launched MogoAccount upgrades you're enjoying so far. Stuff that you’re already getting ![](/content/images/2016/06/Mogo_MogoPerks.jpg)Free credit score: When you sign up, you’ll see your free credit score (paid for by us, prov

Millennials pay this fee the most out of almost everyone

Fees. Everyone pays them. Sometimes because we get suckered into paying them without knowing, other times because they're foisted upon us—we don't really have a choice. Which category does the overdraft fee fall into? Keep reading... ![](/content/images/2016/06/mogo_overdraft-fees_howitworks-1.jpg)Why banks love overdraft fees Signing up for overdraft protection with your bank sounds like a good safety net, but in reality, for you it’s just an avoidable expense—and for them, a pretty lucrative

Coming soon: the future of banking (and Mogo)

If you’ve ever wondered, “Why does being a grownup and dealing with finances suck?", well, so have we. When our CEO Dave came out of university, he went through the same credit card issues that most of us do: overspending on credit cards, racking up debt, the usual. On top of that, the process of actually getting set up with a bank account and credit was long, painful, and tedious—and he had to wait like a week for a response. It wasn’t fun. In fact it was so not fun that it ignited a desire to

5 ways to make sure money doesn’t ruin your marriage

Our Financial Fitness Coach, Chantel, just wrote an article on the Ottawa Wedding Journal [https://alanviau.com/] about how to keep it together with your boo while navigating your finances. Check out her 5 Marriage & Money tips: Sorry to break it to you, but when it comes to money honey, you’ve got to bring a business mindset to your marriage. Money issues can be a major reason why marriages fall apart. Like businesses, actually. So while you’re still in the honeymoon phase (aka. when the wate

Meet Steven Kerr: VP Credit Risk and Collections

Technology and data are at the heart of what we do here at Mogo, but what exactly does our Credit Risk team do with all that data? Well, there are a few things, but one of the big uses for the data is to create effective rules for our pre-approval system—this helps make our MogoMoney loans accessible while making sure that we lend in a socially responsible way. Meet Steven, our go-to rulemaker and VP of Credit Risk and Collections. Hey S. Could you start off by giving us a quick overview of how