The Mogo Blog

We’re feeling all inspired to ditch our stuff and simplify our lives after binging on The Minimalists [http://www.theminimalists.com/] documentary on Netflix. If you don’t know what we’re talking about or haven’t watched it yet, you know what your plans are tonight. Get on it. Here’s a nice little recap [https://www.thestar.com/life/2016/05/27/minimalists-find-meaning-by-ditching-the-stuff.html] in the meantime. Basically they’re challenging consumerism, and the concept of being attached to ou

So, you overspent and overate. Your finances are feeling as tight as your fave pair of jeans. You said you’d stick to your holiday budget but then you found the new Snapchat Spectacles [https://www.spectacles.com/] on eBay and obvi needed to buy a pair for your bae—okay, and maybe one for yourself too. You blew it. But instead of commiserating in a pool of self-loathing and anguish (so dramatic), face your spending hangover head on with our New Year's money remedies. No, we’re not going to reco

We got some hot money tips from finance experts across Canada. 🔥 💸 We asked them... What’s your #1 finance tip for millennials and young Canadians? From mortgage advice and budgeting, to credit card and financial planning tips, their answers could help you get on track this month and on to a financially healthier 2017. Nice. “”My number one tip hands down is to get help, and get qualified help. You don’t pay a personal trainer $80 a hour to watch you on the treadmill. You know that having p

With the new mortgage rules coming into effect across Canada, you might be wondering what that means for you—and whether you can still enter the market. One of the new rules applies a stress test to borrowers, which means you need to qualify at a higher rate when you have less than 20% as a down payment. Before these new rules, mortgage borrowers who took a 5-year fixed-rate mortgage only had to qualify for the mortgage payment based on the interest rate they were getting. Now with the new rule

Let me tell you a tale… quite possibly a familiar one in your own life.So, Topshop has their annual sale on, which of course I have to hit up. I spot the highly coveted Olivia Palermo bomber jacket [http://www.whowhatwear.com/olivia-palermo-topshop-bomber-jacket] which of course just happens to be the last one left and is in my size. I head to the register, bomber in hand, ready to take home my fashion find. As I reach for my wallet, the salesperson tells me I’ll get 15% off if I sign up for the