The Mogo Blog

How Much Do Your Money Habits Cost You?

Everybody has habits, right? There are good habits, and bad habits, and everything in between. The question of the day is: How much do your habits cost you? Nah, I don’t want you to quit everything to save money – that’s not what this article is about. Instead, just ask yourself what your habits (good and bad) are and how much they run you each month. For example: I’m a coffee fanatic. I stopped getting lattes a long time ago because I was spending over $30 a week on them, not counting gas. I d

Three Expenses You Will Never Miss!

Think saving cash is tough? It doesn’t have to be. Here are three expenses we’ve all been slammed with that you can get rid of, with almost not change to your lifestyle. Knock these out of your spending routine and save upwards of $100/week. Breakfast on the Go I’m not a morning person so if I can stumble out of my apartment with pants and a shirt on, it’s considered a ‘win’. Making breakfast is tough for me. Because of that, I was constantly buying a coffee and a snack on the way to work. Tho

The Power of Upgrades: Get Free Stuff While you Travel!

You work hard all year, and finally, finally you get to take your vacation. You save for it, you plan it, and all you want is for it to go off without a hitch. OK, well actually you’d probably like a little more than that – but can you afford it? Don’t let your dream vacation turn into a frugal scrimp-fest. You won’t enjoy your vacation as much if you worry about every penny along the way. At the same time, if you spend without any thought to life after vacation, you probably won’t be getting a

How I Lowered My Credit Card Rate & Saved $100s!

To kick off our “Save $100 in 10 Minutes” section, here is a 10-minute tip that could actually save you hundreds of dollars over the year. Your Credit Card Like everyone, I’ve got credit cards and sometimes run my bill higher than I’d like (even as a money blogger!). That’s a normal part of your financial life. Spending is easy – especially with credit. To keep your spending and credit card habits in check, there are a ton of budgeting tips and financial techniques, but have you thought about

Cash In Hand Budgeting - Easy & Effective

DISCLAIMER* This isn’t a boring budget piece. This is an easy tip you can use to watch your spending. We know that BUDGETING sucks; this is a much easier replacement that takes less time.* How many times have you sat down and painstakingly worked out a detailed budget – or at least wanted to? Maybe you argued with your spouse a little about what should go where, but you had it under control. Maybe you even had that nice “I-did-a-budget glow” for a day or two. Then you got paid, waited a few da