Budgeting is hard, and we are the first to admit that managing money presents a unique challenge. Managing the numbers is (relatively) easy, but managing our very human wants, needs, and goals can be really hard, and balancing the lot can feel impossible. This is why rigid, granular budgets don’t really work for us. If we overspend on wine (let’s be real lmao), we don’t want to feel like trash, we just want a plan to move forward, better. Thankfully, our better budget is a simple one. Meet the 50/30/20 Rule. Budgeting, But Make It Not ScaryMost often, folks gravitate towards granular budgets which make use of specific values. This month, for example, one might spend $104.68 on one’s phone bill, $1,500 on rent, and $20 on wine (all of these figures are absurd for different reasons). But, when—not if—you overspend on something, the budget breaks. Your spreadsheet starts flashing red and your laptop threatens to self-destruct like in those Tom Cruise movies he’s still making for some reason. You went over budget! You are garbage and not an adult! You have no self control! But none of that