Getting Ready for Christmas 2011

No, that’s not a misprint. This season is the perfect time to think about saving some cash for next year. As you roll through this holiday season, think about making some purchases that will save you money in the long run. When you keep your eyes out for these deals, you will have a little extra for savings or holiday splurges. Bulk Up If you buy 3 rolls of wrapping paper, do you get 1 free? Wrapping paper, bows, cardstock and tape aren’t going to expire. If you have some space to keep them, it’s always worthwhile grabbing a few extras to tide you over for the next season. You can also use the bulk process with friends and family as well. Everyone getting together for the holidays? Use the same paper. My sister and I have a tradition of wrapping presents together on Christmas Eve (because we’re usually last-minute shoppers). Because of this, I’ll usually pick up paper, she’ll get gift bags and we split the costs. Recycle, Not Re-gift Whenever I receive a present in a gift bag, it’s like getting 2 gifts. I take the gift bag and slide it

It’s That Time of Year…to Start Your Christmas Savings

I guess we probably should have told you about this earlier, but the December holiday season is right around the corner. If you haven’t started saving for it, now is definitely the time. Any savings you can make ahead of time can really help out with your holiday budgeting. For me, it always seems like the cost of presents, holiday parties, flights and even wrapping paper come out of the blue. We’ve said it before (and I’m sure we’ll say it again) more planning with your money will make things easier later. This doesn’t mean setting up crazy budgets and accounting for every cent of your cash – simply make a few smart decisions now and reap the benefits for important things. Save Slowly, Spent Smartly Do you have an extra $40 each month? If you can save that during the entire year, you will have $480 after 12 months. That seems like a lot of money for December, and not a lot of money each month – that’s a no brainer. With most online bank accounts you can even take the hard work out of it and automate the process. Each month, when you get