Did you know that one of the sexiest holidays of the year happens today? It’s* “Get Smart About Credit Day”*! Excited yet? If not, get ready! Mogo has arranged free access to Holler For Your Dollar’s “5 Steps to a Rocking Credit Score” video. Enjoy! Mogo Presents: Holler For Your Dollar’s 5 Steps to a Rocking Credit Score. Guest writer: Chantel Chapman If you thought report cards stopped after graduation- you are wrong. There is another little report card that follows us around into adulthood called the Credit Bureau. And on this credit bureau is your credit score. Your credit score is your financial reputation based on a scoring system. Much like life, if you have a good rep, you’ll be presented with more invites and opportunities. Think of it like this: If you’re late all the time and never answer you friends’ text messages, eventually people won’t want you around. Your credit reputation is the same — if you don’t pay your bills on time or incur more debt than you can handle, your credit score will drop (along with all future opportunities, making car leases/ mortgages/ rental properties increasingly harder to attain)