Save One Hundred In Ten Minutes On Back To School Supplies

It’s time to get serious about back to school shopping. Sending the kids out there is a big responsibility, and an essential part of 18-years (or more!) worth of Septembers. Here is something to try this year that will make next year much, much easier. We’re all about planning for the future and making sure your money works hard for you. At the same time, we want to make sure you’re doing as little as possible – it’s human nature, we want to save on work as much as we want to save on spending. Try bulking up on the essentials for back-to-school. We’re not saying build an Office Depot in your basement or garage, but find out what you always need to pick up for the year and double up on the order. Things like binders, lined paper, pencils, pens and basic art supplies aren’t going to go bad – and are going to be standard issue school supplies for the rest of time (until we’re all taught by robots, typing on tablets). Buying in bulk gives you more purchasing power and takes an incredibly small amount of time – especially when you compare picking

Summer Savings Part 4: Techniques for Cheap Summer Trips

The August long weekend is looming and many Canadians are hitting the streets for a classic road trip. The common concern: pricey gas! Mogo is here with Five Great Tips to Save on Gas this Summer. These five tips are all simple and will save you a few bucks. While they might not be huge cash savers, if you stick to all of them, you’ll definitely notice the impact on your gas receipts. Travel light: Think before you pack! Extra items like golf clubs, roof racks, bikes and extra bags will add more weight to the car. If you can cut down in a big way, you’ll spend less money on gas and be a lighter, cheaper vehicle. 2. Plan your route: Nothing says ‘wasted gas’ like driving an extra few Kms on the highway, rounding the block while you look for a hotel or spend time looking for a place to go. If you know exactly where you’re heading and have maps, you can cut down on extra gas and mileage. Spend your time having fun, not looking for the fun. 3. The right tire pressure: Your tires can be draining your gas budget much more

Cheap Summer Holiday Ideas for the Whole Family

It’s that time of year again! The kids are out of school and summer holidays are on the horizon. While we all want to get out there and have as much summer fun as possible, it’s important to keep those summer budgets in line! Here are some great summer vacation options that won’t bust your budget wide open – with plenty of room for fun in the sun: Mini-vacations Instead of taking one or two weeks off, taking up the bulk of your summer cash, why not plan a few different weekends of fun? Stretch out your budget by staying close to home and doing a variety of fun activities over the entire summer. This might give you some more enjoyment throughout the season, without having to block big chunks of work off. Book Last Minute Ready to take a vacation, and don’t really care where you go? Check last minute listings – or discount travel sites like Hotwire or Priceline – as a great way to get a lot of bang for your holiday bucks. Getting away with the family is a big part of it – and if your destination is wide open, there are big savings to

3 Great Father's Day Presents On A Budget

Father’s Day 2011 is just about here, and it’s time to start thinking of a great present for dear old dad. If your father is anything like mine, he doesn’t want you to make a big fuss, or spend a ton of money on him for Fathers Day. Luckily for Dad, and you, there are some great ways to spend a little and give a lot this time of year. Keep to the traditional gifts and you’ll be light on the wallet, while still making sure your dad has a great day. Here are some of my favourite low-cost Father’s Day presents and activities to make for a special day on a light budget: 1. The Right Steak This one is foolproof in my family. If it’s Father’s Day and it’s my Dad and I, I’ll stop at the butcher to grab a few steaks and light the grill as soon as I arrive. There’s nothing like some good dude-time on the back deck while cooking a steak. Dad loves it, and the only cost is dinner. It definitely means more to pick out steaks and cook at home – rather

4 Tips For a Cheap & Memorable Mother’s Day

Mother’s Day is just around the corner – so don’t forget! This Sunday, nothing will make your mom more proud than a thoughtful gift or reminder…that doesn’t break the bank. So when this Sunday rolls around, be prepared to bring a smile to Mom’s face without making her worry ‘about all that money you must have spent!’ Four great ways to show Mom that you care: 1. Skype Date Out of town? We all now that domestic Canadian flight costs can really add up – especially if you’re just traveling for the weekend. Why not connect your living-rooms for free online? My mom lives on the other side of the country, so this Sunday we’re going to have brunch together… over the computer. I got in touch with my dad to find out what they’re having to eat, and I’ll make myself the same meal. The cost: < $10, and the payoff will be great. Mom’s appreciate the effort a lot more than the pricetag! 2. Pictures This one’s a gimmie. Print your mom a photo and put it in a frame. What mother doesn’t want more photos of their

Cooking on a Tight Budget is Easy – Learn from the Best!

When I started to do some research on cash-saving ways to cook I stumbled across an amazing resource that I needed to share with you guys: The 99 Cent Chef As his name suggests, every ingredient that goes into his cooking costs less than $1. His blog is loaded with tasty recipes, great cooking tips, and techniques for finding the freshest and best deals around. He lives in LA, but the tips can be taken to any neighbourhood you want. Whether you want to be adventurous with a Beet & Tangerine salad, or keep it simple with a breakfast wrap, this guy has you covered. He takes you through the ups (and downs) of canned-food cooking, reviewing what’s out there and letting you know what’s worth your time. The inventive techniques are a great way to expand your cookbook while going easy on your wallet. In an interview the 99 Cent Chef did with Time Magazine in 2009, he offered the following advice: “To find the freshest ingredients at discount stores, you do have to be selective in your shopping, I also stay away from overly processed food, and steer my readers to healthy fare… I strive to

LifeHacker Tells Us The Best Times to Buy

Here is a great article from the good people at LifeHacker about optimizing your calendar of shopping. I’m not saying you should be spending your way through the entire year, but if you’ve got some purchases planned, you should definitely check out this link and the info in it: http://lifehacker.com/5736625/the-best-times-to-buy-anything-in-2011 They profiled a lot of customer data, sales trends and major chain discount cycles to come up with the best times of year for buying… well… pretty much anything you can think of. Their market research can really turn into some savings when you’re out to make purchases. My Favorite Monthly Highlight: -       January: Sporting Goods -       February: Digital Cameras -       March: Frozen Foods -       April: Boots & Winter Wear -       May: Patio Furniture -       June: Gym Memberships -       July: Grills -       August: Laptops -       September: Wines -       October: Toys & Games -       November: Aluminum Foil & Plastic Wrap… seriously -       December: HDTV and home theater equipment As you can see, there’s stuff on there for everyone, and some pretty strange items, too. We’ve all got stuff to buy, so check out the full list and see the trends in yearly

Top 3 Smart Spending Articles From 2010

We posted 100+ original smart spending articles on our blog in 2010. We understand that personal finance isn’t the most exciting thing around and you’re busy so we always tried to keep it simple, quick and fun! Here are the 3 most read smart spending articles from this year: 1.Winter Car Care Savings Tips 2.Three Expenses You Will Never Miss! 3.How I Saved Over $220 On My Cable/Internet Bill Click here to let us know how we made you a smart spender and win an all new Apple TV! We’re excited to save you even more money in 2011!

Halloween Ideas That Are Cheap & Fun

October 31st doesn’t have to be the scariest time of year for your wallet. Getting into the Halloween spirit can be as cheap as it is fun. That means more money for tricks, treats and Halloween parties – instead of wasted cash on an outfit you’re going to only wear once. Without being lame, there are some great ways to save around this spooky season and get into the SMART SPENDING mode that we love at the Mogo Blog. We already took a look at what you can do to be cash-savvy with your kids’ costumes, but we know you want to get into the Halloween action as well. Here are some holiday hints that are fun and won’t derail your savings plan. Costumes *Go Retro *– just because you’ve worn a costume once doesn’t mean you can’t haul it out of the closet a few years down the road (it’s not a wedding dress, after all). Get more miles out of something you’ve put time/cash/creativity into. This especially works if you’re going to multiple Halloween parties. Trade it Up – After pillaging your own closet for Halloween costume ideas, check your