2013 Christmas Spending Guide (A How-To Guide On Avoiding Spending Aftershock)
We are in the heart of spending season. Whether it’s a party, secret Santa, not-so-secret-Santa, flights, or stringing up lights on your house, there are a million and one ways to spend during December. In the lead up to the end of the year, there are some ways you can lock it down (Budgeting all year long, keeping careful track of all your purchases, re-gifting the double crockpot that Nana got you last year) but frankly, those are tough. They take a lot of work, and they’re not realistic when everything gets so busy. That’s why Mogo is here with a 5 Step Spending Guide that is guaranteed to get you through the holiday season totally debt free! Step 1: Decide how much you want to spend on gifts this year Be honest, take a minute to see how much you’re able to spend, and get that number in your head. This one is the hardest part, and it’ll only take you a few minutes. Be honest with yourself, and set yourself up for success. That old saying about ‘it’s the thought that counts’? It’s true. Get a realistic number that you’ll