Join us for an evening of drinks, light snacks and financial advice at the MogoLounge. We'll be talking ways to rule your finances. Where: The MogoLounge 797 Queen St W, Toronto When: Wednesday July 5th from 6:30–8 PM Can’t make it to the event? Submit questions via our Social channels (Facebook, Twitter, Instagram) using #RuleYourFinances. We'll be live streaming on our Facebook page, so be sure to catch it there. Jason De Thomasis, CFP® of De Thomas Wealth Management GET YOUR FREE TICKET! GET TICKET

We’re pumped to share our MogoMortgage product won the Canadian Mortgage Award for Best Use of Mobile Technology! We launched our MogoMortgage product earlier this year to give Canadians an innovative digital experience for mortgage seekers on the go. With a digitally led process from pre-approval until renewal or when the mortgage is fully paid off, the app also has a human touch: MogoMembers can chat online through the app or on the phone with experienced mortgage specialists anytime they have questions about their mortgages. We’re a licensed mortgage broker, so we offer the traditional benefits of working with different lenders to get access to the best products and rates, with the additional benefits of an interactive dashboard available online and through our mobile apps. Plus - perks like dinner on Mogo to celebrate annual mortgage payment milestones. Here’s what our CEO and Founder, Dave Feller, had to say about the award: “” It's great to receive recognition for what we believe is the best mortgage experience in Canada. As consumers continue to move to a more convenient digital mortgage experience, Mogo is clearly positioned as one of the industry's innovators and leaders. Need a mortgage? SIGN UP

Check out our Q1 2017 earnings call (hosted by our CEO and CFO, Dave and Greg). Livestream is on Monday, May 8, 2017 at 2:00 pm (PST) / 5:00 p.m. (EST), so tune in via the link below. Happy listening! LISTEN HERE

As a first time home buyer, it can be confusing and stressful figuring out exactly what you need to qualify for a mortgage. So, we’re breaking it down for you so you can focus on all the other exciting stuff (like house hunting!). After all, your first time should be amazing. When you’re getting a mortgage, lenders base your approval on factors about you and your credit history as well as the the property you’re buying. Your mortgage specialist will walk you through all the details and help you through the whole process, but we’re giving you a head start with this handy guide. What you need… Credit Score Aim for a credit score of over 680. It’ll allow you to qualify for more in terms of your mortgage. That being said, there are lenders that will give you great rates for credit scores as low as 640, and on a case by case basis may go lower depending on other factors. Canadian lenders have to follow specific rules for mortgages with a down payment that’s less than 20%. These rules are set by qualifying ratios called Gross Debt Service Ratio (GDSR) and Total

Your credit score is basically your adult report card. It matters when it comes time to make big life decisions like buying your dream place. The higher your score the better. It’s used by lenders and financial institutions to determine whether your credit-worthy or not. In general, a low score could mean you’re declined on a loan or receive a higher interest rate, while a higher score allows for lower interest rates and better options when it comes to things like getting a mortgage and borrowing money. Your credit score number basically tells lenders how likely your are to repay money you borrow, based on how you’ve handled your financial obligations in the past. If you didn’t know it was this important, don’t worry. You’re not alone…. • 47% of Canadians don’t know where to check their credit score • 81% of Canadians don’t realize that an employer may check their credit score when being considered for a job • 61% of Canadians don’t know that landlords often look at credit scores as part of a rental application • 51% of Canadians don’t know that small business lenders look at credit scores when approving

Come by the MogoLounge on May 27th to shop one-of-a-kind pieces by artist Jenn Kitagawa! When: Saturday May 27th 2017, 12-4pm Where: The MogoLounge @ 797 Queen St. West, Toronto What: Your chance to shop postcards, apparel, and posters by local artists and designer Jenn Kitagawa. Jenn’s an award-winning multidisciplinary artist and illustrator. Her work playfully uses pattern, shape and colour to blend illustration and design. Perks: MogoMembers get 10% off their purchases, by showing us your MogoApp or MogoAccount at the event. Chill out on our Instagram-worthy patio, snap some pics, and grab complimentary drinks provided by Sweetgrass Brewery. Featured Sponsor: Sweetgrass Brewing Co. Items to shop: Not a MogoMember? Sign up now to enjoy all the perks SIGN UP

We’re super excited to announce we’ve surpassed 400,000 MogoMembers! Canadians are looking for better solutions to help them get into financial control, and we’re on a mission to offer an innovative digital financial experience that’s easy, transparent, and even….fun. We’re proud to offer Canadians a holistic solution with our four products that make up the MogoAccount; Canada’s only free credit score with free monthly monitoring, free MogoCard and Spending Account, personal loans across the full credit spectrum, and our digital Mortgage solution. Not a Mogomember? SIGN UP NOW

Drumroll please…..The MogoApp for Android is here! We’re super excited about it. And, we know you’ve been waiting patiently for it, so we can’t wait for you to check it out. We’re on a mission to build the best digital banking experience in Canada, and to make sure you have access to our products from anywhere, on any device. So, now you can download the free MogoApp in the Google play store, as well as the Apple store - and get your MogoAccount totally set up in just 3 minutes. The MogoApp for Android gives you access to all our products—Free credit score (with free monthly monitoring), the Spending Account, MogoMortgage, and MogoMoney—so you can stay financially awesome on the go. Get the MogoApp for Android DOWNLOAD NOW Apple and App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc. MogoMortgage is offered by Mogo Mortgage Technology Inc. o/a MogoMortgage (Ontario: FSCO License No. 12836) To apply for any Mogo product, you must open a MogoAccount and pass identity verification. The MogoAccount is currently only

You have a chequing account, and probably a savings account...But what about a spending account? Think about it this way: Say you have all of your pay cheque going into your chequing account, and all your bills, savings and fixed costs are coming out of that account. And you’re using your debit card that’s linked to that account for your day-to-day spending. That’s a recipe for blowin’ your budget. So, we created a way for you to move your spending money into a separate account, keep things in check, and avoid overspending! The Mogo Spending Account is designed to help you monitor and control your spending in a convenient and engaging way, with features like instant transaction alerts to your phone with each purchase and updated real-time balance. There are no monthly account fees and unlike a regular credit card, using the MogoCard means there is no risk of overdraft fees or interest charges. We know what you’re thinking. You thought you were being smart by using your debit card rather than racking up credit card debt. It’s a good start! But the problem with using a debit card is that the money's coming

Recently, we noticed some not-so-hot customer feedback on our social channels about our customer service wait times. Like this one... Not good. 😭 Making sure you’re happy is super important to us. Like, lose-sleep-over-it important to us. So, we had to fix this. We looked at our customer service communication methods, and decided to majorly improve our Online Chat feature, to give you a super easy, efficient way to talk to us and get rid of those yucky wait times. We can take care of pretty much anything related to your account through our chat tool. 👍 (Like, getting that loan, making extra payments, and lots more...) Here’s what we changed: Online Chat is now available within your MogoApp, your mobile web browser, and of course desktop. You can get to Online Chat from multiple pages on our site (like our Help Centre, and when you’re logged into your account), so if you run into trouble, we’re there to help. Our chat tool will recognise you if you’re logged in to your MogoAccount, meaning you don’t have to waste time giving us your info again. You can message us on Online Chat outside of business hours,