The Mogo Blog

Holiday spending: how to be a holiday baller

Welcome to December, aka. Debt-cember—the one month when it’s (unfortunately) normal to overspend. But... you don’t need to be hood rich* this year. *hood rich definition: having a lot of fancy things that were actually financed because you can’t afford it Here’s the thing. You can be a holiday baller without breaking the bank—it all starts with redefining what it means to be a holiday baller. ![](/content/images/2015/12/mogo_holidayballer_img1.jpg)A baller isn't someone who just makes it ra

We took the MogoCard to JJ Bean. What happened next is awesome.

This just in: the first batch of new Mogo Prepaid Visa® Cards has just arrived for testing! We’ve been working hard to get these ready for launch in the second half of 2016, and now that they’ve been designed and printed, it’s time for testing. Testers on Team Mogo hustled for the cards with their favourite designs and oohed-and-aahed over the artwork, but we had work to do. Time to document the official first test run. ![](/content/images/2015/12/mogo_mogocard_img1-3.jpg)Tanya, our MogoCard pr

Everything that’s wrong with banking

How do you feel about banks and the way you get a loan with them? We’ve gathered a few ideas from our own experiences… and used them to do the exact opposite with Mogo. Here are a few of them. Anything you feel is missing? [https://www.youtube.com/watch?v=prso5DaXRuE]Bank branches just aren’t that… pleasant to be in. Nor do banks host fun events like Adulting 101. [https://www.youtube.com/watch?v=prso5DaXRuE] What’s Adulting 101? Oh it’s just a workshop where you learn about wine and finance wh

NSF fees (aka. the not so fun, non-sufficient funds fee)

When you write a cheque and there’s not enough money in your account to cash it, your bank charges you for having Non-Sufficient Funds. One NSF cheque can easily cost you $90 in fees. and potentially set up a chain reaction that causes multiple cheques and payments to bounce, resulting in hundreds of dollars in fees. How? Keep reading... What is the real cost of NSF fees? ![](/content/images/2015/12/mogo_nsf_img1.jpg)Meet Dan — He’ll show you how much NSF fees suck Dan’s* doing pretty well. He’

We have a dream

Imagine opening an app on your phone and being able to see your Mogo loan and your MogoCard balance. Imagine that you could also reload your MogoCard and apply for a new loan if you need to, right from the app’s dashboard—which is really well designed, by the way. Sexy, even. Someone actually put some thought into this. The future... [https://www.youtube.com/watch?v=e9XC7_jeSF0&feature=youtu.be]In the future, you’d be able to use an app like that to get a loan. It would take only minutes, not d