The Mogo Blog

Check your rate without affecting your credit score. Yes. Seriously.

We’ve been keeping this top-secret for a while now while we’ve been hammering out the details, but it’s time to let the cat out of the bag. ![](/content/images/2015/10/check_your_rate_1.jpg)Many people are afraid to check their rates and explore their options because they think it’ll affect their credit scores (and it definitely can, especially if you do it often). Not anymore, now that we’ve made it possible to see what rate you qualify for at Mogo... literally risk-free. ![](/content/images/

Rick Ross Money: 6 Steps to Budget like Rozay

Budgeting sucks, but everyone has to do it. Playas gotta play, and you gotta have $$ to play - that wine date ain’t paying for itself. Besides, not budgeting is like never cleaning your apartment and then being shocked when it’s a disgusting mess and no one wants to Netflix and chill with you. So, here are some tips to stretching that Rick Ross money and make budgeting more bearable (and kick ass at it): ![](/content/images/2015/10/RR_budget_fun-2.jpg)Make the act of doing your budget enjoyabl

Random Acts of Pastel <3s Mogo

Meet Alyssa, blogging alias: Random Acts of Pastel [http://randomactsofpastel.com/] (RAOP). Fresh out of Journalism school, she was getting jaded fast by the click-driven, advertising-fuelled industry. So, she found a new creative outlet: painting everyday objects in Toronto pastel colours to brighten things up. ![](/content/images/2015/10/RAOP_img1_2.jpg)But the real reason we’re featuring Alyssa today is because she did something amazing. She just got rid of all her credit card debt! How? Wel

My Credit Score Sucks. Now What...

So you just checked your credit score and it sucks. Or maybe you went to borrow credit and were declined or offered a rate that is much higher than expected. Whatever it is, you’ve realized it’s time to get your sh*t together. What’s your credit score and where does it fall on the scale of zero to hero? ![](/content/images/2015/10/chart.jpg)If your score sucks, here’s what to look for: Fraud or mistakes on your credit bureau. Make sure that everything on the report belongs to you and that the i

DLCxMogo: Win a ticket to Social Photography 101

Love photography? Want to know how you can turn it into a legit side hustle? We’re tag-teaming with Design Love Co. [http://www.thedesignloveco.com/] to do a photography + marketing class in Vancouver. What’s Design Love Co.? It’s a local lifestyle brand run by Marissa Cristina (an Instagram rockstar) that designs simple yet sophisticated planners and stationery for millennial women. As a bonus, Chantel (Mogo's Financial Fitness Coach & Influencer Specialist) and Stephanie (Director of Marketin