The Mogo Blog

How I Lowered My Credit Card Rate & Saved $100s!

To kick off our “Save $100 in 10 Minutes” section, here is a 10-minute tip that could actually save you hundreds of dollars over the year. Your Credit Card Like everyone, I’ve got credit cards and sometimes run my bill higher than I’d like (even as a money blogger!). That’s a normal part of your financial life. Spending is easy – especially with credit. To keep your spending and credit card habits in check, there are a ton of budgeting tips and financial techniques, but have you thought about

Cash In Hand Budgeting - Easy & Effective

DISCLAIMER* This isn’t a boring budget piece. This is an easy tip you can use to watch your spending. We know that BUDGETING sucks; this is a much easier replacement that takes less time.* How many times have you sat down and painstakingly worked out a detailed budget – or at least wanted to? Maybe you argued with your spouse a little about what should go where, but you had it under control. Maybe you even had that nice “I-did-a-budget glow” for a day or two. Then you got paid, waited a few da

Save $5 Per Paycheque and Get Big Rewards!

What would you do if I handed you $130 right now? No conditions, no interest; it’s all yours. Would you pay a bill with it? Go out to dinner and celebrate? Throw it on your bed and roll around in it? What if I told you that if you wanted that $130 dollars you had to save it instead? Arrgh, that’s not nearly as much fun, right? Everyone knows that saving anything is hard. How can you do that when you have bills to pay, groceries to buy, and expenses that pop up out of nowhere? You’d want the mo

5 FREE Online Services That Are So Good You Should Pay for Them (But Don’t Have To)!

One of the best ways of saving money is by not spending it. With all the free services out there, you can keep some extra cash in your pocket and get a ton of value at the same time. Consider a monthly cost like your Internet connection. You are already paying for it, so why not get the most value out of it that you can? Saving money while having a good time is all about maximizing your purchases. Check out these free online services that will make your life easier and cheaper: Gmail Almost a