We’ve partnered with Equifax* to offer the first free credit score with free monthly monitoring in Canada. Equifax is the largest credit bureau in Canada and is the bureau most used by lenders when making decisions on your credit-worthiness. You can have multiple credit scores. If you’ve checked your credit score with the Equifax consumer website (or somewhere else), you might notice a difference in the score you got vs. your Mogo credit score. Here’s why:  1. Your credit score changes every day and credit bureaus each have different credit score reports.  2. The credit score you get directly from Equifax (vs. the one we give you) uses a slightly different model for weighing different factors in your credit history and is primarily intended for educational uses.  3. The credit score we give you is a leading score used by a variety of lenders in various industries. That’s important because it’s the score that will help determine whether you get a loan - including when you apply for a mortgage. ![](/content/images/2016/09/

Playing tennis on your Wii U is fun, sure. Addictive, even. But what if we could use the powers of gaming for good? That’s what our team is working hard at every day: dreaming up new ways to make it fun to be smart with your money. It’s a tough one—we know from personal experience.  Using game design techniques to instill positive behaviours in consumers, we’re taking a creative approach to social responsibility in finances. Keeping track of finances isn’t a chore anymore; it’s now a fun experience that gets people excited to see how they’re doing. Does your bank do this? PROBABLY NOT. Meet Rob  Let us introduce you to Rob. Before joining Mogo’s product design team, Rob was Executive Producer at DeNa, one of the largest mobile and social gaming companies in Japan. Here’s Rob explaining how gaming works to get you financially fit:  In the Mogo experience, we’re creating multiple positive feedback loops, which allow us to effect positive change by rewarding the user