The Mogo Blog

Spring Break on a Budget: A Student’s Guide

Here it comes. That one glorious week in second semester that’s for catching up on your studies, cleaning your dorm room and calling your parents to report on your straight As… Ok – I think the parents stopped reading. Spring break is a great time to relax and potentially take a trip with some friends. Common destinations like beaches in California, Florida or Mexico dominate the spring break ideals, but you can see there are a lot of options for fun during your spring break from university. S

Save $10 in 10 Minutes: Turn Down The Heat

I can almost see it! Spring is coming and it’s time to get out of winter mode! We’re getting through a long Canadian winter and it’s time to lower our costs. Summer utilities are always cheaper than winter ones – but it’s important to break your winter spending habits as early as you can to maximize your savings. I’m not telling you to ‘save money by totally turning off the heat! Bundle up with a toque, sweater and gloves inside!’. That’s foolish; you’ve got to be comfortable. But as the temper

Avoid February Funk: Save Now For Fun Later

Well, here we are. The New Year isn’t so new anymore, Valentine’s Day is over, and we’re in the longest stretch of the year without a long weekend. Throw in some Canadian winter weather and… things might just sound a bit too gloomy. But fear not, Mogo-ites! This is a great time of year for a bit of planning. Get the jump on 2011 to make sure it’s the easiest year your finances have ever had! You know that saying, “save it for a rainy day”? Well, in this personal finance post, we’re going to te

LifeHacker Tells Us The Best Times to Buy

Here is a great article from the good people at LifeHacker about optimizing your calendar of shopping. I’m not saying you should be spending your way through the entire year, but if you’ve got some purchases planned, you should definitely check out this link and the info in it: http://lifehacker.com/5736625/the-best-times-to-buy-anything-in-2011 They profiled a lot of customer data, sales trends and major chain discount cycles to come up with the best times of year for buying… well… pretty much

Save $10 in 10 Minutes: Examine Your Grocery Bill

We all spend money on groceries, and eating at home (instead of dining out) is a great way to save cash each month. But can we optimize our grocery experience to save that extra bit of cash now, for more fun later? Let’s check it out. Being financially savvy isn’t rocket science. Sometimes all it takes is a little bit of research, planning and you’ll be saving cash in no time. Taking a 5-10 minute look at your grocery bill will save you at least $10, if not more. The Check Out Shop as you nor