Save $100 in 10 Min: Cut Your Banking Fees & Save Big Bucks

Saving money can be expensive! Your paycheck is automatically deposited into your account, months come and go – and many of us don’t keep close tabs on what it does while it’s in there. It’s probably been years since you established your bank account and agreed to the terms and conditions. Do you eagerly read all the updates and emails that your bank sends you? If you’re like most of us, probably not. Here are some tips for spotting banking fees, getting them cut down, and getting the most out of them. Check the records Online banking is great for keeping track of your money – even when it’s been months since the transaction took place. Sort through your account debits to see which have been charged by your bank. With monthly fees ranging from $3 – $15.99 (or even more!), those expenses can really add up. Get rid of them! Now that you know how much you’re paying in banking fees, you know how much you want to get rid of. Call your bank to discuss the fees. There are plenty of free checking accounts out there, so to get your fees to $0, you

Save $10 in 10 Min: Cut $10 From Your Next Sports Night

At the end of any given month, a few extra bucks always help out – so here is another quick tip from Mogo that will only use 10 minutes of your time to save you at least $10. We all know that staying home to watch the game can save big bucks over hitting the arena or sports bar, but here are 4 more ways to save $10 with your butt on the couch! Cook for the crew instead of ordering in Making a pot of chili or lighting up the BBQ is a great, cheap way to feed the fellas. Canned ingredients for chili or hot dogs are a great way to fill up on Sunday afternoons and are much easier on your wallet than calling your favorite delivery company. Get rid of the channels you don’t need So you feel like you have a million channels without anything on? Cut a few channels. I made sure to get extra channels on my cable package because I’m a big sports fan – but I was also able to cut a few that I don’t watch to make up for it. There’s no sense paying for what you

3 Ultra Easy Home Heating Savings Tips

Well, Canada, I’m not sure about the rest of you, but the last few days have really reminded me that summer is over. We’re getting a bit of rain in Vancouver (surprising, right?) and the temperature is starting to drop a little. While I bet we have some more summer weather hiding under those clouds, it is definitely time to start looking at home heating strategies that will save you bucks over the year! Here we go with some smart spender tips that will keep your house warm and your wallet nicely padded: 1. Use it when you need it While the temps are starting to drop, for me, it’s not heater time yet. Just because it’s a lot cooler than it was two weeks ago, doesn’t mean that you need to crank the heater at night. 2. Check your windows, seal the deal Think back and I’m sure you can hear your father saying, ‘I’m not paying to heat the outdoors! Close that window!’ Sorry, Dad! Check for open doors, windows, and cracks in your sealant. A can of caulking is cheap from the hardware store – and can save you a bundle

Save One Hundred In Ten Minutes On Back To School Supplies

It’s time to get serious about back to school shopping. Sending the kids out there is a big responsibility, and an essential part of 18-years (or more!) worth of Septembers. Here is something to try this year that will make next year much, much easier. We’re all about planning for the future and making sure your money works hard for you. At the same time, we want to make sure you’re doing as little as possible – it’s human nature, we want to save on work as much as we want to save on spending. Try bulking up on the essentials for back-to-school. We’re not saying build an Office Depot in your basement or garage, but find out what you always need to pick up for the year and double up on the order. Things like binders, lined paper, pencils, pens and basic art supplies aren’t going to go bad – and are going to be standard issue school supplies for the rest of time (until we’re all taught by robots, typing on tablets). Buying in bulk gives you more purchasing power and takes an incredibly small amount of time – especially when you compare picking

Summer Savings Part 2: Biggest Wastes of Summer Cash

Welcome to Part 2 of the Mogo Summer Savings Series. We’re here to help you beat the heat, get the most out of your summer vacation plans – and stay within a reasonable budget. Ready to get spending, saving and sunning? Here we go! ** Summer is one of the best times of the year. With a care-free attitude and longer days, it can be easy to spend more than you planned! It seems like there’s always another BBQ, concert or excuse to get out of your city and into another one. Without some planning, it’s easy to over-spend and blow your summer budget (and nobody wants that!). Here are some of the most unnecessary expenses that can eat up your budget – without giving you great returns. Eating out too often ****This is definitely one of my biggest expenses! As soon as summer hits, I want to go to as many sunny patios as possible, but those tabs keep running themselves up higher and higher. To combat situations like this, plans your meals out in advance. Don’t want to spend a ton when you’re meeting friends? Opt for an early dinner at home, and have a social