Save $100 in 10 Min: Cut Your Banking Fees & Save Big Bucks

Saving money can be expensive! Your paycheck is automatically deposited into your account, months come and go – and many of us don’t keep close tabs on what it does while it’s in there. It’s probably been years since you established your bank account and agreed to the terms and conditions. Do you eagerly read all the updates and emails that your bank sends you? If you’re like most of us, probably not. Here are some tips for spotting banking fees, getting them cut down, and getting the most out of them. Check the records Online banking is great for keeping track of your money – even when it’s been months since the transaction took place. Sort through your account debits to see which have been charged by your bank. With monthly fees ranging from $3 – $15.99 (or even more!), those expenses can really add up. Get rid of them! Now that you know how much you’re paying in banking fees, you know how much you want to get rid of. Call your bank to discuss the fees. There are plenty of free checking accounts out there, so to get your fees to $0, you

Save $10 in 10 Min: Cut $10 From Your Next Sports Night

At the end of any given month, a few extra bucks always help out – so here is another quick tip from Mogo that will only use 10 minutes of your time to save you at least $10. We all know that staying home to watch the game can save big bucks over hitting the arena or sports bar, but here are 4 more ways to save $10 with your butt on the couch! Cook for the crew instead of ordering in Making a pot of chili or lighting up the BBQ is a great, cheap way to feed the fellas. Canned ingredients for chili or hot dogs are a great way to fill up on Sunday afternoons and are much easier on your wallet than calling your favorite delivery company. Get rid of the channels you don’t need So you feel like you have a million channels without anything on? Cut a few channels. I made sure to get extra channels on my cable package because I’m a big sports fan – but I was also able to cut a few that I don’t watch to make up for it. There’s no sense paying for what you

3 Ultra Easy Home Heating Savings Tips

Well, Canada, I’m not sure about the rest of you, but the last few days have really reminded me that summer is over. We’re getting a bit of rain in Vancouver (surprising, right?) and the temperature is starting to drop a little. While I bet we have some more summer weather hiding under those clouds, it is definitely time to start looking at home heating strategies that will save you bucks over the year! Here we go with some smart spender tips that will keep your house warm and your wallet nicely padded: 1. Use it when you need it While the temps are starting to drop, for me, it’s not heater time yet. Just because it’s a lot cooler than it was two weeks ago, doesn’t mean that you need to crank the heater at night. 2. Check your windows, seal the deal Think back and I’m sure you can hear your father saying, ‘I’m not paying to heat the outdoors! Close that window!’ Sorry, Dad! Check for open doors, windows, and cracks in your sealant. A can of caulking is cheap from the hardware store – and can save you a bundle

Save One Hundred In Ten Minutes On Back To School Supplies

It’s time to get serious about back to school shopping. Sending the kids out there is a big responsibility, and an essential part of 18-years (or more!) worth of Septembers. Here is something to try this year that will make next year much, much easier. We’re all about planning for the future and making sure your money works hard for you. At the same time, we want to make sure you’re doing as little as possible – it’s human nature, we want to save on work as much as we want to save on spending. Try bulking up on the essentials for back-to-school. We’re not saying build an Office Depot in your basement or garage, but find out what you always need to pick up for the year and double up on the order. Things like binders, lined paper, pencils, pens and basic art supplies aren’t going to go bad – and are going to be standard issue school supplies for the rest of time (until we’re all taught by robots, typing on tablets). Buying in bulk gives you more purchasing power and takes an incredibly small amount of time – especially when you compare picking

Summer Savings Part 2: Biggest Wastes of Summer Cash

Welcome to Part 2 of the Mogo Summer Savings Series. We’re here to help you beat the heat, get the most out of your summer vacation plans – and stay within a reasonable budget. Ready to get spending, saving and sunning? Here we go! ** Summer is one of the best times of the year. With a care-free attitude and longer days, it can be easy to spend more than you planned! It seems like there’s always another BBQ, concert or excuse to get out of your city and into another one. Without some planning, it’s easy to over-spend and blow your summer budget (and nobody wants that!). Here are some of the most unnecessary expenses that can eat up your budget – without giving you great returns. Eating out too often **This is definitely one of my biggest expenses! As soon as summer hits, I want to go to as many sunny patios as possible, but those tabs keep running themselves up higher and higher. To combat situations like this, plans your meals out in advance. Don’t want to spend a ton when you’re meeting friends? Opt for an early dinner at home, and have a social

Summer Savings Part 1: How To Get Outside & Save Big At The Same Time

Welcome to Part 1 of the Mogo Summer Savings Series. We’re here to help you beat the heat, get the most out of your summer vacation plans – and stay within a reasonable budget. Ready to get spending, saving and sunning? Here we go! You asked, and we delivered. Here is the first of four specialty summer tips to save money, Mogo maniacs. We know you want to save big while having fun – and this post has a few great daytime activities that will be fun, active and reasonably priced. Go Camping Our country is renowned for our great system of parks, trails and outdoor adventures. Nothing says ‘Canadian Summer’ more than camping. Check out your province’s parks website for lists of wilderness (free) or provincial (paid) camping. Bond with the family over s’mores, mosquito bites, and cooking over a fire. At a minimal site-rental fee, this is a great way to spend a summer weekend. Check listings for reservations and regional tips. Festivals Chances are, your town has a great annual summer festival. Whether you’re there for the drinks, the face paint, the sights (or all three!) there should be something for everybody. These events are

How To Save Money By Using Your Smartphone

So you’ve made the jump and use a smartphone. While they can be a little expensive (with data fees, contracts, etc), they also give you great opportunities to save money. Check out some of these apps and ideas for ways to save money, budget properly and even have a little bit of fun. Most of these apps are free, but the ones that cost a little bit are surely worth the expense. Budgeting Software If you’re like me, keeping track of your finances and spending can be tough. When I need to track all my expenses, I turn to my smartphone. I always have it on hand, and can use it quickly and easily after purchases. Apps like Mint, Billminder and Moneywise all have great budgeting functions to show you how and where you’re spending cash. Cheap Gas Try out an application like GasBuddy (iPhone, Android) to, well, find Cheap Gas. The app uses user-generated information to track gas prices in certain neighbourhoods. Simply logon to the app when you’re about ready to fill up – and it will tell you the best gas station to hit, based on prices. The app is free, and will save

Best Online Helpers For Cool Summer Travel Savings

We’ve talked about hitting the road this summer, and here are some helpful sites, apps and products that are fun to use – and can save you a few bucks along the way. Leverage the power of the internet, and it’s community of savers, to find out the best places to buy, fill up, visit or snap shots. Have a tip that isn’t on our list? Hit us up on Facebook or Twitter to share with our followers. Onto the list! We all know that gas prices are flying through the roof, and this helpful site is great for when you’re on the road and don’t know the area. BillShrink tells you the cheapest gas stations available that are within a certain area. Whether you’re filling up on Day 3 of a week-long road trip, or on the commute, BillShrink is a good bet to crowd-source the best gas prices. (This site is also great for TV, Wireless, Credit Cards and more – Check it out!) Tired of the same Trip Advisor and Google recommended travel tips? Check out Gogobot. It looks into social media to find the most current recommendations for

Save $100 in 10 Minutes: The Rolling Stones Tell You How To Save Cash

Sometimes as a smart spender, you need to decide when to be a smart saver. So here’s a tip that could save you $100 in under 10 minutes… and you don’t even need to do a thing! Sound too good to be true? Keep reading to find out what we mean and you’ll be able to save as much as you want. When you’re looking to cut your costs, it’s important to decide between needs and wants. For things that you actually need, you will have to adjust your budget accordingly. But in the famous words of the Rolling Stones ‘You can’t always get what you want’. For me, my spending gets out of control when I stop really thinking about what I want (and even convincing myself it’s something that I need). Let’s look at three things I want to get over the next two months, and see where I can make some cuts. (For the sake of explaining here, let’s assume they all cost $100 exactly). -      16GB photo card for my camera -      Renew 3 magazine subscriptions -      Concert tickets to a show in June When I actually

4 Tips For a Cheap & Memorable Mother’s Day

Mother’s Day is just around the corner – so don’t forget! This Sunday, nothing will make your mom more proud than a thoughtful gift or reminder…that doesn’t break the bank. So when this Sunday rolls around, be prepared to bring a smile to Mom’s face without making her worry ‘about all that money you must have spent!’ Four great ways to show Mom that you care: 1. Skype Date Out of town? We all now that domestic Canadian flight costs can really add up – especially if you’re just traveling for the weekend. Why not connect your living-rooms for free online? My mom lives on the other side of the country, so this Sunday we’re going to have brunch together… over the computer. I got in touch with my dad to find out what they’re having to eat, and I’ll make myself the same meal. The cost: < $10, and the payoff will be great. Mom’s appreciate the effort a lot more than the pricetag! 2. Pictures This one’s a gimmie. Print your mom a photo and put it in a frame. What mother doesn’t want more photos of their